How to Rent a House With the choice to Buy

Renting a house with the option to purchase can also be referred to as rent-to-own or lease-to-own. Normally, the tenant signals a 12- or 24-month agreement with the property owner. During this time period, the renter repairs his credit so, when the initial time is over he can obtain a mortgage for the remainder of …


Traditional vs. FHA Home Loans

Federal Housing Administration (FHA) loans are those guaranteed by the federal government and extend credit to homeowners who’d otherwise be denied a traditional mortgage. FHA loans offer benefits and are generally more easy to qualify for. In addition, the FHA guarantees that interest rates on mortgages are as competitive as those provided by loans, though …


Things to Know About Renter's Insurance

A candle is left burning, or a electrical connection smolders within an adjacent apartment and your flat is finally destroyed. Who’d pay for the damages? The physical structure and related fixtures owned by the landlord are probably covered by a homeowner’s policy, but your belongings aren’t. Having a tenant’s insurance policy would supply you with …


HUD Guidelines for Qualifying for Senior Housing

Senior housing offers inexpensive housing for the low-income elderly. The applicant must meet eligibility standards set by the U.S. Department of Housing and Urban Development, or HUD. Additional guidelines apply to the housing itself and the other tenants, as the house has to meet HUD standards to be eligible as a senior housing unit. Function …


How Is the Assessed Value of a House Determined?

Assessments are conducted by officials as a means compute property taxes and to value property that is local. Professional assessors evaluate property conditions within whole neighborhoods first, before setting values. From there, assessors need to have the ability to present documentation to back their claims against disputes. Assessment protocol helps government authorities plan budgets and …


Guest Groups: Access With Grassy Accents for Your Home

April is in full swing, and now I’m finally seeing green! The grass is growing and the birds are chirping, and signs of my favorite season are revealing. Fill your home, indoors and out, with grassy accessories to welcome the heat and growth of the year. — Rachel from Raenovate Down That Little Lane Mossy …


Guest Groups: 20 Stylish Tree Toppers

The festive season is upon us so it is time to go down to the cellar or around the attic to locate your boxes of holiday decorations. If your tree topper is looking a little crumpled or maybe a little out of date, then you may want to try these trendy alternatives. There is something …


The way to Add Legs to a Vanity Without Legs

Adding legs to your free-standing vanity may provide it a traditional or modern look with furniture which complement the design of the vanity. Those people who have woodworking expertise and tools may make a foundation with legs in almost any fashion. To get a do-it-yourself homeowner, the easiest way to alter a vanity is with …


The way to Maintain Rainwater From Running Under a Garage Door

Rainwater, assisted by gravity, creeps, seeps and runs where it’s not welcome. Most garages are not designed to be completely watertight, however in case water ponds on the garage floor after each storm, then it may get old fast. Based on the positioning of this garage in relationship to the driveway, and the range of …